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Loan Interest Rates

w.e.f. 10/02/2015

Loan Type Rates
F.D.O.D. / FD Loan 1% Above F.D.Rate
Loan Against Govt. Security (NSC / KVP) 11.00%
Hire Purchase Loan
Vehicle Loan
- Two Vehicle
- Four Vehicle
- Old Vehicle
- Commercial Vehicle
Consumer Loan



11.00%
10.50%
13.00%
12.00%
14.00%
Hypothecation Loan / Book Depts
Upto Rs. 5 Lacs
Rs.5 Lacs upto Rs.25 Lacs
Rs. 25 Lacs to Rs. 40 Lacs
Rs. 40 Lacs to Rs. 55 Lacs
more than Rs. 55 Lacs
Cash Credit upto 1.00 Lacs


13.00%
12.75%
12.25%
11.50%
11.00%
14.00%
Terms Loan(Against Machinery)
Upto Rs. 5 Lacs
Rs.5 Lacs upto Rs.25 Lacs
Rs. 25 Lacs to Rs. 40 Lacs
Rs. 40 Lacs to Rs. 55 Lacs
more than Rs. 55 Lacs


13.00%
12.75%
12.25%
11.50%
11.00%
Loan Against Property (M.L.)
Upto Rs. 5 Lacs
Rs.5 Lacs upto Rs.25 Lacs
Rs. 25 Lacs to Rs. 40 Lacs
Rs. 40 Lacs to Rs. 55 Lacs
more than Rs. 55 Lacs


13.00%
12.75%
12.25%
11.50%
11.00%
Housing Loan(For 10 Years) 10.00%
Housing Loan(Above 10 Years) 11.00%
Education Loan 14.00%
Loan Against Shares / Overdraft 14.00%
Unsecured Loan / Overdraft 14.00%